An Ohio car insurance is required for every resident in the state who owns and drives a vehicle. Based on the Ohio State Law, each and every car driver within the state must have a car insurance, whether it is purchased from an Ohio car insurance provider or by paying a bond upon the registration of the car. Each state in America truly has specific car insurance minimum requirements and it is best if you understand all these in your own state. In Ohio, the Ohio car insurance must take care of property damage liability, bodily injury liability, medical and burial liability and tort option.